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Cast insurance covers any additional costs that can arise if a production loses a cast member, director or any personnel and often represent the largest film insurance claims. Cast insurance is a form of "key man" life, coupled with business interruption protection.  In March of 1994, the producers of "Wagons East" collected $14.5 million when actor John Candy died of heart failure with 20 percent of production remaining.

Errors and Omissions policies protect production companies from lawsuits involving violation of personal rights, libel or slander. These policies usually require filmmakers to consult with attorneys prior to a film's release to check for anything that might spur a lawsuit.

General production insurance packages provide the standard insurance needed by any business, such as worker's compensation, general liability and commercial auto insurance. It also includes costs for delays and re-shooting due to inclement weather, equipment failure and set damage.

Completion bonding guarantees that a film will be finished. Without completion bonds, some of the Academy-Award nominated independent films such as "Cider House Rules, "The English Patient" and "Leaving Las Vegas" might never have made it to Oscar night. Without the backing of a major studio, independent producers need the guarantee that they have the financial means to complete a film.

If you are in need of any information not listed here, please visit our Frequently Asked Questions page, or Contact Us and we will be happy to assist you with any information you need.

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