Do I need Professional Liability Insurance ?
Well, lets start off with "What is Professional Liability Insurance."

This policy indemnifies the insured against liability damages (and the cost of defense) based on alleged or real professional errors and omissions or mistakes when acting on behalf of another. Those that may benefit from this type of policy would be: architects/engineers, physicians, attorneys, law enforcement officers, realtors, escrow agents, accountants, stockbrokers, directors and officer of corporations.

Employment Practices Liability Insurance (EPLI)
EPLI is an essential for Attorneys, Medical Offices and Legal Practices. This insurance policy provides coverage for employment discrimination, sexual harassment, and wrongful termination. Coverage includes defense costs as well.

Errors and Ommisions Insurance (E&O)
Errors and Omissions Insurance helps protect our professional service firm clients from claims relating to an error or omission (mistake) in providing professional services that can lead to a lawsuit. An error or omission can occur on almost any transaction. It doesn’t matter how long you have been in business or how good you are. All Professional Service Firms are at risk. Our E&O insurance programs help provide protection for the busy professional from the liability associated with such errors, mistakes or omissions.

If you are in need of any information not listed here, please visit our Frequently Asked Questions page, or Contact Us and we will be happy to assist you with any information you need.

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